OUR SERVICES
Your ENKI advisor will provide you a total solution to create and secure your financial future, whatever that future may bring. Our advisors are suitably trained and well qualified and will take reasonable care to understand your situation, identify your needs and priorities before making recommendations. The recommendations given will be based on all aspects of financial planning.
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In partnership with some of the most reputable insurance companies in the market, you will have access to traditional life and Medical Insurance or saving plans while through the general insurance products we offer, you can also access a wide range of solutions, which meet your personal and business needs.
Risk Management
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Life throws us many surprises and while we can't prevent the unexpected from happening, we can help you to limit the financial consequences that can occur due to unexpected illness or worse, in the event of your family losing you while they are still your dependant.
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Your advisor will help you to figure out what you would want in those situations and will work out how much you, or your family would need to maintain the lifestyle you hope to provide. By doing that you can transfer the risk to where it belongs, to the insurance company and not to your family
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They will help you to make decisions about your options and arrange solutions that you agree are affordable, cost effective and within your acceptable exposure to risk. You will always have the final decision.
Saving for Your Goals
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One thing that is in your control is how much of your income you decide to move from meeting the financial commitments of today in order to achieve your financial dreams and goals of tomorrow. You maybe have things that you would like now that are not easily affordable, but by saving towards these goals, you can ensure that at a point in the future, you can realize your dreams.
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Your goals may be short, medium or long term and you may have a small amount or a large amount to save but whatever your situation, your advisor will help you understand how much you will need in the future and will discuss different ways to get there. Saving for the dreams of tomorrow whilst meeting the demands of today.
Children's Education Planning
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As a parent, you would want to provide the best education for your children because nothing is better than the gift of knowledge. However, saving for education has become more challenging than ever as the cost of tuition continues to rise and the cost of studying abroad becomes more difficult to predict. Starting early and judging the future cost are critical factors in success.
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Your ENKI advisor has access to tools and information that will help you to realistically judge what will be needed when the time comes for you to make those important choices with your children. Your advisor can guide you to the solutions that ensure when that time comes, you will not be disappointed.
Retirement Planning
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Whether you are young and just starting out in a job or your working time is coming to an end, the way you manage retirement planning will have a major impact on your income and the lifestyle that you can provide for yourself when you stop relying on your earnings.
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Successful planning is about knowing when you want to retire, what is your desired retirement lifestyle, how much you need as income and the best way to achieve it. You also need to know whether you have a realistic chance of getting there or if you have to adjust your expectations.
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Your advisor will help you to work out all of these issues so that the only thing that you will need to think about when you retire is how to spend longest holiday of your lifetime.
Estate and Trust Planning
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It would be a pity if all of your attention to detail during your lifetime went to waste after you are gone. Hence, planning what happens to your assets and wealth when you are no longer around is something worth doing while you are here to control the outcome.
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By thinking about it now, your advisor can help to get the right money into the right hands at the right time when your dependants need it most.
Investment of Capital
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Investment of your hard earned or hard saved money should be a decision that you can make and be happy with today, tomorrow and in the light of any events that might occur. When thinking of investing, it is crucial to create an effective investment strategy that will help you to achieve your goals without causing you undue risk or concern as the financial environment around you changes. Your financial situation is unique, therefore, your advisor will discuss how you feel about different types of investment, where you feel most comfortable putting your money, when and how you will need access and will explain the types of investments that match your preferred approach.
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Whether you want a steady and reliable approach over the long term or have a more dynamic approach to investing, in partnership with the reputable insurers or other financial institutions, we can provide access to a wide range of investment options from low risk to those designed for customers happy with a higher degree of risk. Whatever your approach, there will be something to suit you through investing in various countries, regions or sectors. And of course, your needs will change as you travel through life so we will work with you to review your investment strategy on an ongoing basis and amend it when your circumstances change.